Rates

Savings Rates - Effective Wednesday, April 5, 2023
APYMinimum
Deposit		Minimum
Balance
SAVINGS0.05% $500
SAVINGS0.05% $5001
SAVINGS0.05% $10001
SECONDARY SAVINGS0.05% $500
SECONDARY SAVINGS0.05% $5001
SECONDARY SAVINGS0.05% $10001
MONEY MARKET0.75% $2500
MONEY MARKET1.01% $10000
MONEY MARKET1.26% $50000
MONEY MARKET1.51% $100000
TRADITIONAL IRA0.1% $100
TRADITIONAL IRA0.75% $10001
ROTH IRA0.1% $100
ROTH IRA0.75% $10001
EDUCATION IRA0.1% $100
EDUCATION IRA0.75% $10001
HOLIDAY SAVINGS0.25% $0
CHECKING0% $0

APY = Annual Percentage Yield. Rates subject to change without notice.  Please refer to the Media City Credit Union Truth-in-Savings disclosures for complete information on account terms and related conditions. Rates may vary after account is opened.

Certificate Rates - Effective Friday, April 18, 2025
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.75%$1000
6 MONTH CERTIFICATE2.25%$50000
6 MONTH CERTIFICATE3%$100000
12 MONTH CERTIFICATE2%$1000
12 MONTH CERTIFICATE2.5%$50000
12 MONTH CERTIFICATE3%$100000
24 MONTH CERTIFICATE2.25%$1000
24 MONTH CERTIFICATE2.75%$50000
24 MONTH CERTIFICATE3.25%$100000
36 MONTH CERTIFICATE2.5%$1000
36 MONTH CERTIFICATE3%$50000
36 MONTH CERTIFICATE3.5%$100000
48 MONTH CERTIFICATE2.75%$1000
48 MONTH CERTIFICATE3.25%$50000
48 MONTH CERTIFICATE3.75%$100000
60 MONTH CERTIFICATE3%$1000
60 MONTH CERTIFICATE3.5%$50000
60 MONTH CERTIFICATE4%$100000
6 MONTH IRA CERTIFICATE1.75%$1000
6 MONTH IRA CERTIFICATE2.25%$50000
6 MONTH IRA CERTIFICATE3%$100000
12 MONTH IRA CERTIFICATE2%$1000
12 MONTH IRA CERTIFICATE2.5%$50000
12 MONTH IRA CERTIFICATE3%$100000
24 MONTH IRA CERTIFICATE2.25%$1000
24 MONTH IRA CERTIFICATE2.75%$50000
24 MONTH IRA CERTIFICATE3.25%$100000
36 MONTH IRA CERTIFICATE2.5%$1000
36 MONTH IRA CERTIFICATE3%$50000
36 MONTH IRA CERTIFICATE3.5%$100000
48 MONTH IRA CERTIFICATE2.75%$1000
48 MONTH IRA CERTIFICATE3.25%$50000
48 MONTH IRA CERTIFICATE3.75%$100000
60 MONTH IRA CERTIFICATE3%$1000
60 MONTH IRA CERTIFICATE3.5%$50000
60 MONTH IRA CERTIFICATE4%$100000

APY = Annual Percentage Yield. Rates subject to change without notice.  Please refer to the Media City Credit Union Truth-in-Savings disclosures for complete information on account terms and related conditions. Rates may vary after account is opened. Early withdrawal penalties apply.

Loan Rates - Effective Friday, April 18, 2025
Loan TypeRates as low asTerms & Information
Personal Loan » 10.95% 48 M Non-Variable, 5-year term
Visa Credit Card » 8.95% 42 M Non-Variable, no annual fee
Share Secured Visa » 8.95% 42 M Non-Variable, $25 annual fee
New Vehicle Loan » 4.99% 48 M Non-Variable, up to 84 months
Used Vehicle » 4.99% 48 M Non-Variable, up to 84 months
Motorcycle » 7.99% 48 M Vehicle Rate + 3.00%, Non-Variable, up to 72 months
New Boat Loan » 7.99% 48 M Vehicle Rate + 3.00%, Non-Variable, up to 84 months
Used Boat Loan » 7.99% 48 M Vehicle Rate + 3.00%, Non, Variable, up to 84 months
RV-offroad/personal watercraft » 8.99% 48 M Vehicle Rate + 4.00%, Non-Variable, up to 36 months
Motorhome & Trailer » 6.45% 144 M Non-Variable, up to 144 months
Share Secured » 3.05% 60 M Share Rate + 3.00%, Non-Variable, up to 5 years
Home Equity - Fixed 7.5% 0 M Non-Variable, up to 15 years (80% LTV)

For Home Equity Line of Credit (HELOC) Rates, please contact us at (818) 238-2950, option 2.

APR = Annual Percentage Rate. Annual percentage rate is determined based upon a valuation of applicant’s creditworthiness. All rates and terms subject to change without notice. All loans subject to loan approval, see applicable disclosures for full details, terms, and conditions. Some restrictions apply. All rates include the 0.25% discount for automatic loan payment. *Loans will reprice every 5 to 10 years depending on the original term.