Rates as of 04.05.2023
Shares Rates
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|
| 25 | 500 | 0.050 | 0.05 |
| 25 | 5,001 | 0.050 | 0.05 |
| 25 | 10,001 | 0.050 | 0.05 |
Money Market
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|
| 2,500 | 2,500 | 0.747 | .075 |
| 2,500 | 10,000 | 0.995 | 1.00 |
| 2,500 | 50,000 | 1.243 | 1.25 |
| 2,500 | 100,000 | 1.490 | 1.50 |
IRA Savings
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|
| 0 | 100 | 0.100 | 0.10 |
| 0 | 10,001 | 0.747 | 0.75 |
Holiday Savings Account
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|
| 0 | 0.01 | 0.250 | 0.25 |
APY = Annual Percentage Yield. Rates subject to change without notice. Please refer to the Media City Credit Union Truth-in-Savings disclosures for complete information on account terms and related conditions. Rates may vary after account is opened.
Rates as of 04.05.2023
Certificate Special
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| 5 Month | 25,000 | 25,000 | 2.472 | 2.50 |
| 5 Month | 50,000 | 50,000 | 3.445 | 3.50 |
| 9 Month | 25,000 | 25,000 | 2.472 | 2.50 |
| 9 Month | 50,000 | 25,000 | 3.445 | 3.50 |
Certificates - Regular & IRA
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| 6-11 Months | 1,000 | 1,000 | 1.490 | 1.50 |
| 12-23 Months | 1,000 | 1,000 | 1.736 | 1.75 |
| 24-35 Months | 1,000 | 1,000 | 1.982 | 2.00 |
| 36-47 Months | 1,000 | 1,000 | 2.227 | 2.25 |
| 48-59 Months | 1,000 | 1,000 | 2.472 | 2.50 |
| 60 Months | 1,000 | 1,000 | 2.716 | 2.75 |
Jumbo Certificates - Regular & IRA
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| 6-11 Months | 50,000 | 50,000 | 1.982 | 2.00 |
| 12-23 Months | 50,000 | 50,000 | 2.472 | 2.50 |
| 24-35 Months | 50,000 | 50,000 | 2.716 | 2.75 |
| 36-47 Months | 50,000 | 50,000 | 2.960 | 3.00 |
| 48-59 Months | 50,000 | 50,000 | 3.203 | 3.25 |
| 60 Months | 50,000 | 50,000 | 3.445 | 3.50 |
| 6-11 Months | 100,000 | 100,000 | 2.472 | 2.50 |
| 12-23 Months | 100,000 | 100,000 | 2.716 | 2.75 |
| 24-35 Months | 100,000 | 100,000 | 2.960 | 3.00 |
| 36-47 Months | 100,000 | 100,000 | 3.203 | 3.25 |
| 48-59 Months | 100,000 | 100,000 | 3.445 | 3.50 |
| 60 Months | 100,000 | 100,000 | 3.687 | 3.75 |
APY = Annual Percentage Yield. Rates subject to change without notice. Please refer to the Media City Credit Union Truth-in-Savings disclosures for complete information on account terms and related conditions. Rates may vary after account is opened. Early withdrawal penalties apply.
Rates as of 01.01.2023
Personal Loan
| APR as low as | Rate Type | Approximate Term, if Applicable |
|---|---|---|
| 9.95% | Non-Variable | 5 year |
VISA
| APR as low as | Rate Type | Approximate Term, if applicable | |
|---|---|---|---|
| VISA | 8.95% | Non-Variable | Revolving (no annual fee) |
| Shared Secured VISA | 8.95% | Non-Variable | Revolving ($25 annual fee) |
Line of Credit
| APR as low as | Rate Type |
|---|---|
| Prime + 5.00% | Variable |
Share Secured & Share Secured Certificate
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| Certificate Rate + 3.00% | Non-Variable | up to 5 years |
New & Used Auto
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| 4.49% | Non-Variable | 48 months |
| 4.74% | Non-Variable | 60 months |
| 5.24% | Non-Variable | 72 months |
| 5.49% | Non-Variable | 84 months |
Motorcycle
| APR as low as | Rate Type | Approximate Terms, if applicable |
|---|---|---|
| Auto Rate + 3.00% | Non-Variable | up to 72 months |
New & Used Boat
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| Auto Rate + 3.00% | Non-Variable | up to 84 months |
Motorhome & Trailer
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| 6.45% | Non-Variable | up to 144 months |
RV (offroad/personal watercraft)
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| Auto Rate + 4.00% | Non-Variable | up to 36 months |
Fixed 2nd Trust
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| 7.00% | Non-Variable | 8 years (80% LTV) |
| 7.50% | Non-Variable | 15 years (80% LTV) |
Equity Credit Line
| APR as low as | Rate Type | Approximate Term, if applicable |
|---|---|---|
| Prime + 0.50% | Variable | 15 years (80% LTV) |
APR = Annual Percentage Rate. Annual percentage rate is determined based upon a valuation of applicant’s creditworthiness. All rates and terms subject to change without notice. All loans subject to loan approval, see applicable disclosures for full details, terms, and conditions. Some restrictions apply. All rates include the 0.25% discount for automatic loan payment. *Loans will reprice every 5 to 10 years depending on the original term.
