Certificate Rates

Rates as of 01.01.2021

Certificates - Regular & IRA

 Minimum Opening BalanceMinimum to Earn DividendsDividend RateAPY*
6-11 Months1,0001,0000.0500.05
12-23 Months1,0001,0000.1000.10
24-35 Months1,0001,0000.1490.15
36-47 Months1,0001,0000.1990.20
48-59 Months1,0001,0000.2490.25
60 Months1,0001,0000.2990.30

Jumbo Certificates - Regular & IRA

 Minimum Opening Balance Minimum to Earn Dividends Dividend RateAPY*
6-11 Months50,00050,0000.1000.10
12-23 Months50,00050,0000.1990.20
24-35 Months50,00050,0000.2490.25
36-47 Months50,00050,0000.2990.30
48-59 Months50,00050,0000.3990.40
60 Months50,00050,0000.4980.50
6-11 Months100,000100,0000.1490.15
12-23 Months100,000100,0000.2490.25
24-35 Months100,000100,0000.2990.30
36-47 Months100,000100,0000.3490.35
48-59 Months100,000100,0000.4490.45
60 Months100,000100,0000.4980.50