Rates as of 01.01.2021
Certificates - Regular & IRA
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| 6-11 Months | 1,000 | 1,000 | 0.050 | 0.05 |
| 12-23 Months | 1,000 | 1,000 | 0.100 | 0.10 |
| 24-35 Months | 1,000 | 1,000 | 0.149 | 0.15 |
| 36-47 Months | 1,000 | 1,000 | 0.199 | 0.20 |
| 48-59 Months | 1,000 | 1,000 | 0.249 | 0.25 |
| 60 Months | 1,000 | 1,000 | 0.299 | 0.30 |
Jumbo Certificates - Regular & IRA
| Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* | |
|---|---|---|---|---|
| 6-11 Months | 50,000 | 50,000 | 0.100 | 0.10 |
| 12-23 Months | 50,000 | 50,000 | 0.199 | 0.20 |
| 24-35 Months | 50,000 | 50,000 | 0.249 | 0.25 |
| 36-47 Months | 50,000 | 50,000 | 0.299 | 0.30 |
| 48-59 Months | 50,000 | 50,000 | 0.399 | 0.40 |
| 60 Months | 50,000 | 50,000 | 0.498 | 0.50 |
| 6-11 Months | 100,000 | 100,000 | 0.149 | 0.15 |
| 12-23 Months | 100,000 | 100,000 | 0.249 | 0.25 |
| 24-35 Months | 100,000 | 100,000 | 0.299 | 0.30 |
| 36-47 Months | 100,000 | 100,000 | 0.349 | 0.35 |
| 48-59 Months | 100,000 | 100,000 | 0.449 | 0.45 |
| 60 Months | 100,000 | 100,000 | 0.498 | 0.50 |
