Home Loans

Home loan sweet home loan.

Whether you want to buy, refinance or use your Home Equity, we’ll connect you to the right financial solution.

Predictable and flexible.

Enjoy more predictability, with a steady interest rate and monthly payments that stay the same over the life of your mortgage.

  • Interest rate remains the same for the life of the loan
  • Monthly payments that will not change
  • You can lower your monthly payment by spreading them out over a longer period of time
  • Flexible repayment terms of 10, 15, 20, and 30 years
  • Down Payments as low as 3.5% of purchase price
  • Available for home purchase or mortgage refinance
  • Competitively low origination fees
  • No prepayment penalty

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

Start with a fixed rate and go from there.

With an ARM, you’ll start with a fixed interest rate and then adjusts after the fixed initial term. This is a good option for those who don’t plan on staying in a home very long, will refinance in a few years or are financially stable and can absorb rising payments.

  • Lower payments at the start of the loan
  • Possibility of lower rates in the future
  • A variety of terms available
  • Can be used for a home purchase or mortgage refinance
  • Competitively low origination fees
  • No prepayment penalty

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

Add “homeowner” to your list of accomplishments.

With a small down payment and free qualification for a new home purchase, this loan may be just what you need to get in the door.

  • Down payment as little as 3.5%, making it more likely you can purchase your first home
  • Free qualification for new home purchase

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

Fixed-rates loans for less-than-perfect credit or low-down payments.

Don’t let financial challenges keep you from your dream of homeownership. A fixed-rate government loan may be just the solution for you.

  • Government backed, fixed-rate loan
  • May be a good fit if you have less than perfect credit and don’t have enough for the standard 5-20% down payment

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

What will you do with your savings?

Refinance your mortgage and use your new-found monthly savings for home improvements, vacations, college tuition, or to pay down debt.

  • Save money every month by reducing your monthly mortgage payment
  • Take cash out to do home improvements, pay off debt or pay tuition
  • Switch from an adjustable-rate loan to a fixed-rate loan if that’s to your advantage
  • Competitively low origination fees

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

Another perk to being your own boss.

We make it easier for self-employed individuals to qualify for a mortgage, even when your income documentation doesn’t check all the usual boxes.

  • Non-traditional income documentation
  • Bank statement & cash flow analysis used to support income

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

You served your country. Now welcome home.

Veterans, service members, and their families deserve to live the dream of homeownership too. Our VA loans make it possible and more affordable.

  • Backed by the US Department of Veterans Affairs to eligible servicemembers, veterans and surviving spouses
  • Options with no down payment
  • No PMI (private mortgage insurance) required

For more information or to apply, please contact Scott Crawford, our mortgage specialist at (818) 238-2950, option 3.

Home Equity

Your home has equity. Use it.

Fixed and Predictable

With a Home Equity Loan, you:

  • Borrow a specific amount for a set period of time at a fixed interest rate
  • Receive funds in one lump sum
  • Monthly payments that will not change
  • No prepayment penalty

Flexible and Easy

With a Home Equity Line of Credit, you:

  • Take advances on the loan as you need them
  • Have easy access to funds to cover unexpected expenses
  • Get a variable interest rate
  • Make fluctuating monthly payments
  • No prepayment penalty

Not sure which option is right for you? Visit our Media City Credit Union branch, or call (818) 238-2950 and we’ll help you decide.

Home Owners Insurance.

Safeguard your biggest investment. See how much you could save. Our insurance specialists are ready to help you find the right product to protect your home and family against losses and damage from fire, weather, theft, accidents, liability, and more.

Apply for home insurance now. Or call (855) 469-4348 today for more information.

Make a payment using your Media City Credit Union account in online or mobile banking.

If the payment will be made from another financial institution via ACH, Visa Debit Card or MasterCard Debit Card, click here. There is a fee for this service and the maximum transaction amount is $3,000.

If your mortgage loan is serviced with Midwest Loan Services, click here to make a payment.