Checking

Personal or business or both — choose what works for your finances.

Keep More of Your Money

  • No minimum balance
  • Free unlimited check writing
  • Free checks for seniors*
  • Free online check images
  • Free Visa® Debit Card*
  • Free 24-hour access to Online Banking, Bill Pay, Text Banking, and Automated Phone Teller

* Two free boxes of checks annually, age 55+. Visa® Debit Card is free at account opening with a checking account. Please see schedule of fees for more information.

A Checking for All

Don’t let past unpaid balances* keep you from opening a checking account.

  • Low monthly fee*
  • Free unlimited check writing
  • Free checks for seniors*
  • Free online check images
  • Free Visa® Debit Card*

* Refer to Schedule of Fees. Two free boxes of checks annually, age 55+. Visa® Debit Card is free at account opening with a checking account. Please see schedule of fees for more information. This account is available only to members with no more than one existing unpaid balance, as reported by ChexSystems. Other restrictions may apply.

You’re In Business

Enjoy convenience, security, and cost-savings with a Media City CU business checking account.

  • Low Monthly Fee*
  • Free unlimited check writing
  • Free online check images
  • Free Visa® Debit Card*
  • Free 24-hour access to Online Banking, Bill Pay, Text Banking, and Automated Phone Teller

Refer to Schedule of Fees. Visa® Debit Card is free at account opening with a checking account. Please see schedule of fees for more information.

Questions? Contact a team member at (818) 238-2950

Meeting Your Non-Profit Needs

Just because you’re a community-based non-profit, doesn’t mean you don’t have money to manage. Our free Non-Profit Community Checking Accounts are available to non-profit organizations that serve the City of Burbank, so you can keep serving others.

  • No Monthly Fee
  • Free unlimited check writing
  • Free online check images
  • Free Visa® Debit Card*
  • Free 24-hour access to Online Banking, Bill Pay, Text Banking, and Automated Phone Teller

Visa® Debit Card is free at account opening with a checking account. Please see schedule of fees for more information.

Bankless Banking

  • Online banking – desktop, phone and app
  • Access to account transactions and history 24/7
  • Transfer money between your accounts and memberships*
  • Customized e-alerts via text and/or email
  • Enroll in text banking
  • Set up & manage My Virtual StrongBox
  • Skip your loan payment (qualified loans)
  • Bill Pay (for checking accounts)
  • Check ordering (for checking accounts)
  • 24-hour Automated Phone Teller

* Federal law limits electronic and telephone transaction from all U.S. savings and money market account to six (6) per statement cycle. Only three of the six can be made by check. Transfers made to Media City Credit Union loans are excluded.

Visa® Debit/ATM Card: All Convenience, No Debt

It looks and acts just like a Visa® Credit Card — with one key difference, the funds are automatically deducted from your Media City CU checking account.

Spending Limits

  • $500 daily ATM/PIN based cash limit
  • $1,000 signature purchasing limit

Media City Credit Union partners with two ATM networks to give you access to your money at 75,000 combined convenient locations near you and 9,000 deposit taking ATMs.

Overdraft Protection

When pending bank transactions are higher than your current checking account balance, overdraft protection links your checking account to other accounts, like a savings account or line-of-credit to cover the transaction for a small fee.

*Refer to the Schedule of Fees. Please note that federal law limits electronic and telephone transaction from all U.S. savings and money market account to six (6) per statement cycle.

Courtesy Pay

It happens to the best of us. Courtesy Pay is a service (for qualified members) that allows us to pay an item presented for payment against your checking account even if it causes the account to become overdrawn*.

*Must Opt-in for everyday debit card and ATM transactions. Courtesy Pay is not offered for Opportunity Checking Accounts. *Refer to the Schedule of Fees.

What is the routing and transit number?
Media City Credit Union Routing Transit Number: 322275856

Is my money insured?
You are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

Is there a fee to order checks?
Yes and no. We offer two free boxes/year of standard checks for members over 55 years of age.

How do I reorder checks?
Our check company, Main Street Printers, offers a variety of check styles. Please here to reorder checks directly through our partner. If this is a new order, please contact member service directly at (818) 238-2950.

Do you offer business checking?
Yes, learn more about our Small Business Checking or Non-Profit Community Checking Accounts, or call us at (818) 238-2950 for more information.

What is overdraft protection?
Link an eligible Media City Credit Union account as backup when you have a transaction that exceeds the balance in your checking account. We will automatically transfer from the eligible Media City Credit Union account for a low fee*.

 * Refer to the Schedule of Fees.

We offer an additional layer of protection called Courtesy Pay. Learn more about our Courtesy Pay program.

Eligible accounts
Savings – up to six transfers per month (federal law, not Media City Credit Union’s)
Money Market – up to six transfers per month (federal law, not Media City Credit Union’s)
Line of Credit – subject to applicable finance charges.
Learn more about Courtesy Pay, an additional layer of protection to cover overdrafts.

Is there a fee for overdraft protection?
Refer to our Schedule of Fees.