You may be asking, “What does Media City Credit Union do with my personal information?”
Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What information do we collect?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number
- Employment Information
- Payment History
- Credit Scores
- Account Transactions
- Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
How is your information used?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Media City Credit Union chooses to share; and whether you can limit this sharing.
We can share your information for the following reasons:
- For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
- For our marketing purposes — to offer our products and services to you
- For joint marketing1 with other financial companies
We do NOT share your information for the following reasons:
- For our affiliates’2 everyday business purposes – information about your transactions and experiences
- For our affiliates’2 everyday business purposes – information about your creditworthiness
- For nonaffiliates3 to market to you
Who are we and what do we do?
Who is providing this notice?
Media City Credit Union
How does Media City Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Media City Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’2 everyday business purposes — information about your creditworthiness
- Affiliates2 from using your information to market to you
- Sharing for nonaffiliates3 to market to you
State laws and individual companies may give you additional rights to limit sharing.
Other Important Information
If you are a California resident, California state law gives you additional rights to limit information sharing even if such sharing is otherwise permitted under federal law. With respect to California residents, Media City Credit Union allows you to limit our sharing your nonpublic personal information under a joint marketing agreement with joint marketing partners. If you are a California resident, we have enclosed a form entitled “Important Privacy Choices for Consumers” which includes details on how you can limit our sharing under California law.
Call (888) 300-4900 for more information
To print this policy for your records, click here .
- A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies and other financial product and service providers.
- Companies related by common ownership or control. They can be financial and nonfinancial companies. Media City Credit Union has no affiliates.
- Companies not related by common ownership or control. They can be financial and nonfinancial companies. Media City Credit Union does not share with nonaffiliates so they can market to you.