Certificate Rates

Rates as of 04.01.2021

Shares Rates

Minimum Opening BalanceMinimum to Earn DividendsDividend RateAPY*
25
5000.0500.05
255,0010.0500.05
2510,0010.0500.05

Money Market

Minimum Opening BalanceMinimum to Earn DividendsDividend RateAPY*
2,5002,5000.1000.10
2,50010,0000.1490.15
2,50050,0000.1990.20
2,500100,0000.2490.25

IRA Savings

Minimum Opening BalanceMinimum to Earn DividendsDividend RateAPY*
01000.1000.10
010,0010.1490.15

APY = Annual Percentage Yield. Rates subject to change without notice.  Please refer to the Media City Credit Union Truth-in-Savings disclosures for complete information on account terms and related conditions. Rates may vary after account is opened.

Rates as of 04.01.2021

Certificates - Regular & IRA

 Minimum Opening BalanceMinimum to Earn DividendsDividend RateAPY*
6-11 Months1,0001,0000.0500.05
12-23 Months1,0001,0000.1000.10
24-35 Months1,0001,0000.1490.15
36-47 Months1,0001,0000.1990.20
48-59 Months1,0001,0000.2490.25
60 Months1,0001,0000.2990.30

Jumbo Certificates - Regular & IRA

 Minimum Opening Balance Minimum to Earn Dividends Dividend RateAPY*
6-11 Months50,00050,0000.1000.10
12-23 Months50,00050,0000.1990.20
24-35 Months50,00050,0000.2490.25
36-47 Months50,00050,0000.2990.30
48-59 Months50,00050,0000.3990.40
60 Months50,00050,0000.4980.50
6-11 Months100,000100,0000.1490.15
12-23 Months100,000100,0000.2490.25
24-35 Months100,000100,0000.2990.30
36-47 Months100,000100,0000.3490.35
48-59 Months100,000100,0000.4490.45
60 Months100,000100,0000.4980.50

APY = Annual Percentage Yield. Rates subject to change without notice.  Please refer to the Media City Credit Union Truth-in-Savings disclosures for complete information on account terms and related conditions. Rates may vary after account is opened. Early withdrawal penalties apply.

Rates as of 01.01.2021

Personal Loan

APR as low asRate TypeApproximate Term, if Applicable
9.95%Non-Variable 5 year

VISA

 APR as low asRate TypeApproximate Term, if applicable
VISA8.95%Non-VariableRevolving (no annual fee)
Shared Secured VISA8.95%Non-VariableRevolving ($25 annual fee)

Line of Credit

APR as low asRate Type
Prime + 5.00%Variable

Share Secured & Share Secured Certificate

APR as low asRate TypeApproximate Term, if applicable
Certificate Rate + 3.00%Non-Variableup to 5 years

New & Used Auto

APR as low asRate TypeApproximate Term, if applicable
1.95%Non-Variable59 months
2.20%Non-Variable71 months
2.80%Non-Variable84 months

Motorcycle

APR as low asRate TypeApproximate Terms, if applicable
Auto Rate + 3.00%Non-Variableup to 72 months

New & Used Boat

APR as low asRate Type
Approximate Term, if applicable
Auto Rate + 3.00%Non-Variableup to 84 months

Motorhome & Trailer

APR as low asRate TypeApproximate Term, if applicable
6.45%Non-Variableup to 144 months

RV (offroad/personal watercraft)

APR as low asRate TypeApproximate Term, if applicable
Auto Rate + 4.00%Non-Variableup to 36 months

Fixed 2nd Trust

APR as low asRate TypeApproximate Term, if applicable
7.00%Non-Variable8 years (80% LTV)
7.50%Non-Variable15 years (80% LTV)

Equity Credit Line

APR as low asRate TypeApproximate Term, if applicable
Prime + 0.50%Variable15 years (80% LTV)

APR = Annual Percentage Rate. Annual percentage rate is determined based upon a valuation of applicant’s creditworthiness. All rates and terms subject to change without notice. All loans subject to loan approval, see applicable disclosures for full details, terms, and conditions. Some restrictions apply. All rates include the 0.25% discount for automatic loan payment. *Loans will reprice every 5 to 10 years depending on the original term.