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Opt-In To Stay Protected!

Have an MCCCU Debit Card?
Enroll in our new Debit Card Overdraft Protection for peace of mind.

As a service to Members, MCCCU may authorize and pay your overdrafts on debit card transactions – including everyday debit card & ATM transactions such as purchasing groceries, a tank of gas, or dining out  – when there are insufficient funds in your account saving you embarrassment and extra hassles in your already busy day.

Federal regulations require us to obtain your agreement in order to provide this overdraft protection service on your everyday debit card & ATM transactions. Without overdraft protection, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds in your account.

Courtesy Pay FAQ

Members SAVE with Overdraft Protection
Mortgage Payment ODP Fee NSF Fee Merchant Fees Total Fees
With Overdraft Protection PAID $28 None None $28
Without Overdraft Protection UNPAID N/A $28 $39 Late Fee
+$28 NSF Fee

Act Now

You may elect to sign up for this service using any of these convenient methods:

  • Click the Act NOW button above to obtain the Opt-In form, complete it and fax to (818) 238-2979.
  • Call our Member Service Center at (818) 238-2950.
  • Visit our branch and speak with a member service representative.
This credit union is federally insured by the National Credit Union Administration.
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