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Personal Loans

Personal Loans & Lines Of Credit

You can use a MCCCU Personal Loan or Line of Credit for any purpose.  Whatever your need, we have a loan that’s right for you.  These are unsecured loans and require no collateral.


  • Credit Life & Disability Insurance
  • No application fees
  • No funding fees
  • Loans and lines of credit up to $25,000
  • Obtain an advance quickly and easily on your revolving line of credit
  • Choose for Overdraft Protection to your MCCCU Checking Account
  • Lines of Credit are perfect for emergencies, or to use whenever and for whatever
  • Payroll Deduction is available for easy, automatic repayment!

View Rates & Terms    Apply For A Loan

Share-Secured Loans

Share-Secured loans offer a great way to borrow at a lower interest rate without dipping into your hard-earned savings.  This option lets you continue to earn interest on your savings while enjoying a low interest rate on the loan.  Your Shares are used as collateral with no loss of accrued dividends. Regular Shares OR Share Certificate deposits may be used to secure this loan (However, IRAs may not be used).


  • Credit Life & Disability Insurance
  • No application fees
  • No funding fees
  • Flexible repayment options include monthly, or monthly with a balloon
  • Loan amounts up to 100% of the available savings balance

View Rates & Terms    Apply For A Loan

NOTE: If you are establishing or rebuilding credit, a Share-Secured loan is a great way to establish a favorable repayment history.

This credit union is federally insured by the National Credit Union Administration.
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