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Auto Loans

We can help you:
Find the car of your dreams; Finance it with MCCCU; and save money on Insuring it.

Is a new car what’s on your mind? We’ll take you through the car-buying process, and guide you to the best deal available. We’ll save you time and money.

Features:

  • Financing up to 100%* is available, including tax, license and Credit Union Credit Life & Disability Insurance, Mechanical Breakdown Insurance (MBI) & Guaranteed Asset Protection (GAP). Dealer extended warranty coverage can be financed on request.
  • Terms up to 84 months on new and 72 months on used.
  • Loan pre-approval available to give you a bargaining edge at the dealer.
  • Refinance existing auto loans from other lenders.
  • Automatic payroll deduction available for easy repayment.
  • Discounts available for Direct Deposit to your MCCCU checking account with auto transfer
  • Discounts available for down payment over 20%

*Kelley Blue Book retail value to determine used car value.

View Rates & Terms    Apply For A Loan

First Time Auto Buyer Program

Our First Time Auto Buyer program is designed for the first time buyer who may have difficulty obtaining a loan because of limited credit or no credit at all.  MCCCU offers very competitive rates and terms along with giving our members the opportunity to establish a positive credit history in the process.

Features:

*Kelley Blue Book retail value to determine used car value.

Qualifications:

  • Must be at least 18 years old
  • Minimum of 9 months of continuous employment
  • Minimum income of $18,000 annually (proof of income is required)
  • No credit history required for 80% financing
  • Six months credit history required for 100% financing; no derogatory credit is allowed
  • Proof of automobile insurance is required
  • Automatic payroll deduction available for easy repayment.

View Rates & Terms    Apply For A Loan

Auto Buying Services

We’ve established special arrangements with trusted Auto-Buying Services to help our members save time and money. Which means you can sit back and let a professional do the searching and comparing. 

Autoland helps Members find, purchase, and drive home in great new and/or pre-owned vehicles. The best part this is a no-cost, no-obligation service just for you!

  • Tell us about the car you want – the make, model, price, and extras
  • We’ll find it. Negotiate the price. Delivery it to you.
  • Call 800-234-6999 or call our Autoland Representative, Thom Powers at 818-885-4433.

Insurance Services

The insurance specialists at Members Financial Services offer free Auto Insurance quotes on all new and used cars – even those finances outside MCCCU.  They will find reliable coverage for you at an affordable price.  Our insurance partners offer competitive policy coverage and rates for auto, home, rental, boat, personal watercraft, RVs, motorcycle, and more. Give them a call or click the Members Financial Services link below.

Get a No-Cost, No-Obligation Quote Today

This credit union is federally insured by the National Credit Union Administration.
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