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Our home equity line of credit has a Fixed Rate Lock feature. If at any point, you’d like to put a stop to the change in your monthly loan payment, lock a rate.

Let’s beat the feds at their own game, and apply today.

Get at variable rate with fixed rate Lock Option:
We offer a variable Prime + 0% APR1, with the option to lock in a rate.

Other features:
  • No application fee
  • No annual fee
  • No closing costs
  • No prepayment penalties
  • Borrow up to $250,000
  • Finance up to 80% of the appraised value
  • Interest may be tax deductible2

Let’s talk about a HELOC today. (818) 238-2950

*The introductory 1ANNUAL PERCENTAGE RATE (APR) is for new home equity line of credits only and applies to balances on the first 365 days after the account open date. After the introductory rate expires, your rate will vary based on the Prime Rate as published in The Wall Street Journal plus a margin. Qualification based on credit history, debt, loan-to-value, and the ability to repay. Your rate will never be lower than 4.25% APR or higher than 18% APR. Not all applicants will qualify for the lowest rates. Property insurance required. Rate on Fixed Rate Lock feature will be determined at the time of lock. 2 Contact your tax advisor. MCCCU reserves the right to modify or end this offer at any time. Subject to credit approval.


This credit union is federally insured by the National Credit Union Administration.
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